First purchase and pre-approval
Before you search for a home in Gatineau, we review your budget, down payment and the documents needed for mortgage pre-approval.
Stéphanie Nachar · Équipe Auria
Mortgage Broker in Gatineau and the Outaouais
I'm Stéphanie Nachar, an AMF-licensed mortgage broker authorized to practise throughout Québec. I work with clients in Gatineau and the Outaouais entirely remotely, by phone, video and electronic signature. You can access multiple lenders without leaving home.
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Gatineau · Outaouais
Your project, anywhere in the Outaouais
From the city to neighbouring communities, I support your property financing throughout the region.
Gatineau: Hull, Aylmer, Gatineau, Buckingham and Masson-Angers.
Chelsea, Cantley, Val-des-Monts, L'Ange-Gardien, Pontiac and the rest of the Outaouais.
Services
Financing that fits your life in the Outaouais
Mortgage renewal
As your term ends, we compare the proposed conditions and how they fit your plans, rather than renewing automatically.
Refinancing
For renovations, reorganizing debt or a new project, I review available equity, costs and possible options with you.
Plexes and rental properties
An investment requires a careful look at rental income, expenses and your finances. I help you present a well-organized application.
Self-employed clients
For entrepreneurs and self-employed buyers, we organize supporting documents to present your income according to each lender’s requirements.
Working in Ottawa, buying in Gatineau
If you work in Ontario, I help structure your application with your Ontario employment income. Documentation and eligibility are assessed based on your circumstances and the lender’s criteria.
Process
How remote service works
The same personal guidance, without travelling to my Montréal office. We communicate in French or English and move forward at your pace.
01
Phone or video call
We discuss your Outaouais project, your budget and your questions.
02
Secure online documents
I explain which documents to gather and the secure method provided for submitting them; financial documents are not sent through this site’s public form.
03
Lender comparison
I assess available options for your application and explain rates, terms and costs.
04
Your Outaouais notary
You sign with your chosen notary in the Outaouais, subject to lender requirements. Signing arrangements are confirmed with the notary.
Testimonials
What my clients say
« Stephanie is one of the best mortgage brokers in the industry. She answers quickly and fights for her clients. »
« Stephanie helped us get approved within a few business days, so we secured the home of our dreams. Transparent and trustworthy. »
« Excellente expérience avec Stéphanie ! Toujours disponible, claire dans les explications et proactive pour trouver les meilleures solutions. Je la recommande sans hésiter. »
FAQ
Your questions about buying in Gatineau
Can you help me even though your office is in Montréal?
Yes. My AMF licence allows me to practise in Québec, and my office remains in Montréal. For Gatineau and the Outaouais, consultations and follow-up take place remotely by phone or video, with secure document submission.
I work in Ottawa. Does that make a difference?
Your Ontario employment income is part of the application review. I help gather the relevant supporting documents and explain your circumstances to lenders. Eligibility depends on factors including income, debts, the property and lender criteria; approval is not guaranteed.
Which notary do I sign with?
You can choose your notary in the Outaouais, subject to lender requirements. The notary confirms the appointment and signing arrangements, along with the documents needed.
Can everything be done without travelling to Montréal?
My mortgage guidance can be provided without visiting my office: calls, video meetings, secure online documents and electronic signatures where permitted. Signing the mortgage deed and final checks are arranged with your notary under the applicable rules.
Gatineau · Outaouais
Let’s discuss your Outaouais project
A first home, a renewal or an investment? Let’s book a time to review your plans together.
Book an appointment